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Canyon Trail Realty, LLC
700 South Lincoln
Jerome, ID 83338
Office: 208 324-3354
Fax: 208 324-3363
canyontrailrealty@gmail.com


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Canyon Trail Realty Blog
Home Buying: Consider This Before You Start Looking

homesellersThe time has come to buy your first home.

Maybe you’re tired of dealing with a landlord, or your parents are tired of you mooching of them, or maybe you’re just ready – ready to put down some roots, starting building equity, and growing towards a more stable future.

Whatever the reason you’ve been thinking about buying a home there are a lot of costs to consider outside of the actual purchase price of the home that many first time home buyers don’t consider, or don’t even know about. We’ve put together some of these in a quick list to help you get started on the path towards home ownership:

Landscaping – Variable  Cost
Most homes, especially if they’re already built, will come with some sort of basic landscaping – a lawn, maybe a shrubbery or two. Beyond that, getting creating and making the yard your own will be up to you, but even if you leave it as-is there will still be the cost of maintaining the yard. Depending on the size of the yard your plans for it this can be as low a cost as just fertilizing and gas for mowing or well into the thousands of dollars if you go all out.

Appliances – Middle to High Cost
Unless your new home comes pre-furnished  or you’re stealing your room mates stuff chances are you’re going to need appliances. Even if it’s just a couple things, the costs can add up quick – particularly for larger or higher end appliances. Shop around here. Maybe even consider rent-to-own if budget is tight. You can always shop used also, and remember appliances are always something you can upgrade down the road when there may be more finances available.

Insurance – Low to Middle Cost
It’s a good idea. Some would even recommend going a step further and getting a home warranty – this can help you protect those newly acquired appliances and help keep things running smoothly overall. You can plan on about $700 annually for most basic home insurance with prices varying based on the home, amenities, and credit. It may seem like an unnecessary expense, but home insurance can really save your shirt if something unforeseen should happen.

Utilities – Variable Cost
Depending on your previous situation the cost of monthly utilities may not have popped up on the radar, and even so until you’re in the new place using the services for a few months you really won’t know for certain what those costs will be. It’s a good idea to at least plan for a few hundred dollars a month to cover electricity, gas, and water. It never hurts to talk to the neighbors in the area when you’re looking at homes and gently asking what their average utilities run.

Taxes, Fees, Etc Etc – Who Can Say
Plan for the first of the year. Set money aside specifically for “We Just Don’t Know” because that first year will include some surprises whether it be fees from the HOA or cost of repairs, it will happen. Another thing of course is Property Taxes and other tax fees associated with being a homeowner. Don’t fret, it’s all part of putting on those grown up pants and doing the paperwork shuffle .

Your new home should be EXCITING! Nothing will kill that excitement faster than having to turn around and ask the folks for a loan just a few months after moving out all because you didn’t plan ahead. Keep all these things in mind, but more importantly talk to your chosen REALTOR®  ( you DID start with finding a qualified real estate agent first, right? ) they will have insight and advice that can save you a lot of trouble!

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About Jerome Idaho
Located in south-central Idaho, the city of Jerome is surrounded by an efflorescing agricultural countryside, with beautiful mountains to the north and the meandering Snake River Canyon to the South.
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About Hagerman Idaho
The Nature Conservancy's Thousand Springs Preserve, located a few miles south of the City of Hagerman, borders the Snake River for about 2½ miles.
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About Gooding Idaho
Centrally located in the state, Gooding has a wealth of area lakes and rivers available to visitors for fishing, swimming or just relaxing.
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About Twin Falls Idaho
Named for the nearby “Twin Falls” of the Snake River the town of Twin Falls is centrally located between the East and West borders of the great state of Idaho in an area known as the “Magic Valley”.
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